Motorists should not be taken in by the insurance industry’s distorted figures and false connections between injury claims and motor premiums.
Insurers take compulsory car insurance premiums to ensure that compensation is available when someone is injured. The cost of injury claims is falling year on year: analysis of the insurance industry’s own figures shows the cost has dropped by 21 per cent since 2013.
So, claims are falling and insurers are paying out less for them, yet our car insurance premiums are still going up. Meanwhile, the same insurers who are putting up our premiums are blaming their actions on the cost of bodily injury claims, and fighting to make sure the right to claim compensation for genuine injuries is severely restricted.
Evidence proves that injured people are not the cause of rising premiums, yet the insurance industry is using bodily injury as a ‘get out of jail free’ card. Readers should not be fooled.
Jon Nicholson
Association of Personal Injury Lawyers (APIL)
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